Credit Glory LLC
Known domains/brands: Credit Sage, Credit Cop
Public warning:
Published · updated · 3 min read
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What does the FTC say happened?
On 10 August 2026, the FTC announced action against a network of 17 companies and five people. It says the credit-repair scheme took nearly US$200 million from consumers.
Credit repair means trying to fix problems on a credit report. That report helps lenders decide whether to lend to you.
The FTC says some ads reached people searching for creditors or debt collectors. Callers were allegedly led to think they were speaking to those firms.
It also alleges false promises, fees charged too early, and repeated charges without clear consent. Read the FTC announcement.
Is there a final court ruling?
The FTC's case page lists the case as pending. It links the complaint and order in the US District Court in Arizona.
A temporary court order is not a final ruling on every claim. It also does not mean a refund has been approved for every customer.
The case names several related brands, including Credit Sage and Credit Cop. Check the exact company and charge on your records, not just a similar name.
Can a company erase correct bad credit history?
Not simply because you pay it. Under US rules, you can challenge errors on your credit report for free. Accurate, current negative information cannot legally be removed just because it is unwelcome.
The FTC's credit-repair guide explains the difference. It also warns against false promises of a quick fix.
These are US rules. If you live elsewhere, check your local credit-reporting and complaints process. Paying a US-branded service does not give everyone the same rights.
What should you do about an unwanted charge?
Check your statement and any agreement you saved. Write down the date, amount, currency and name beside each charge.
If you did not agree to a payment, tell your card provider promptly. Explain any earlier payment you did approve too. Do not describe all payments as stolen if that is not what happened.
Ask how to stop future recurring charges and dispute past ones. Keep copies of cancellation requests. A refund depends on the facts and rules that apply to your account.
For US credit-card billing errors, the CFPB explains how to dispute a charge. Written notice deadlines can matter, so do not wait.
What if a false identity-theft report was made?
The FTC alleges that false identity-theft reports were filed for some customers without their knowledge. That does not mean this happened to every customer.
Check the copies of any disputes made for you. If a claim is false, contact the credit bureau or agency that received it. Describe the error and ask how to correct the record.
Do not sign a statement that you know is untrue to try to remove a debt. A real error can be challenged without making up a theft.
Paid by card? Read our chargeback guide for the steps your card provider may ask you to take.
Want help working out your next step?
Request a free call. Tell us your country and what the charge or credit-report problem is. We can help you understand the next steps to consider.
For a payment at risk, contact your bank first. Our consultation is free, and we do not promise a refund or a higher credit score.
Sources
Check this yourself, where you live
Do not take our word for it. Choose your country to find local registers and places to ask for help. What they can do depends on where you live and how you paid.
Choose your country to see local contacts. If it is not listed, you can ask our team for help.
🇬🇧 The United Kingdom
🔎 Check the firm
FCA Firm Checker — Search the firm name, its website, or the reference number it gave you.
🚨 Report it
Report Fraud (City of London Police) — Report online or call 0300 123 2040. In Scotland, call Police Scotland on 101.
↩ Ask for your money back
Financial Ombudsman Service — Complain to the firm first, then bring it here. Free, and it can order the firm to pay.
Every address above was opened and checked by us on 30 September 2026. Tell us if one has moved.
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