What is a romance scam?
Checked by The Proofmark editorial team against our methodology before publishing
The Proofmark · Our methodology
A romance scam is a false romantic relationship used to gain trust and take money. It may begin on a dating app or social media.
The person may seem caring and speak to you often. The FBI explains how a false identity can make a request for money feel like helping someone close.
A simple example
Imagine someone you met online says they want to visit. They ask you to pay for a flight. After you send it, a new emergency stops the trip and brings another request.
This is an example of the pattern, not a fixed sequence in every case.
What is the main warning sign?
The relationship becomes a reason to send money or keep a payment secret. Promises to repay you do not prove that the story is true.
Pause before paying someone you know only online. Talk through the request with someone you trust.
Is this the same as an investment scam?
Some romance scams ask for money directly. Others lead you to a trading site. Relationship investment scams can also begin with friendship, without romance.
What if this sounds familiar?
Read our romance scam warning signs and next steps. It covers checks, payments and helping a family member.
Request a free call if you want to talk it through. If you have paid, contact your bank or payment service before waiting for our callback.
Where to go in your country
Scams cross borders. The people who can do something about them do not. Choose your country below, or change it if our guess is wrong.
Choose your country to see local contacts. If it is not listed, you can ask our team for help.
🇬🇧 The United Kingdom
🔎 Check the firm
FCA Firm Checker — Search the firm name, its website, or the reference number it gave you.
🚨 Report it
Report Fraud (City of London Police) — Report online or call 0300 123 2040. In Scotland, call Police Scotland on 101.
↩ Ask for your money back
Financial Ombudsman Service — Complain to the firm first, then bring it here. Free, and it can order the firm to pay.
Every address above was opened and checked by us on 30 September 2026. Tell us if one has moved.
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